ISO Ratings

by mobrian on February 17, 2009

Do I need to Worry About ISO?

Many fire departments benchmark on their ISO classification and work to decrease the magic number. What is ISO and what resources are available for the local fire department?

Known as the Insurance Services Office (ISO), they provide information to insurance organizations to utilize, modify or  ignore. Insurance companies use ISO information to help establish fair premiums for fire insurance. Overall, carriers offer lower premiums in communities with better protection or a lower rating (generally speaking).

Most fire departments work on the Public Protection Classification (PPC) program.  ISO evaluates municipal fire-protection efforts in communities throughout the United States and the [click to continue…]

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